With your new job in the hospitality or catering industry you accrue a retirement pension with us. You do this between the age of 21 and 68. Here you will read briefly what you need to know about your retirement pension. It also tells you what you need to do for your pension.
You accrue pension in the pension scheme of Pensioenfonds Horeca & Catering. In this Pension 1-2-3 you can find out what you receive and what you don’t receive in our pension scheme. Pension 1-2-3 doesn't contain any personal information about your pension. Your personal information can be found at www.mijnphenc.nl (in Dutch) and on your annual Uniform Pension Statement (UPO). You can download the first layer of the Pension 1-2-3 in English here.
Pension 1-2-3 consists of three layers. The first layer gives you in brief the most important information about the pension at Pensioenfonds Horeca & Catering. Layer 2 contains more information about all the subjects dealt with in layer 1. Finally, in layer 3, you will find documents containing detailed information about the pension scheme and the Fund.
Our standard pension scheme makes no provision for your next of kin should you die. You can arrange for survivors’ pension insurance if you want. Or your employer can do it. You can read more about insuring survivors' pension here.